There is a bank that credits your account each morning with $86， 400. It carries over no balance from day to day. Every evening it deletes whatever part of the balance you failed to use during the day. What would you do？

Draw out ALL OF IT， of course！！！

Each of us has such a bank. Its name is TIME.

Every morning， it credits you with 86， 400 seconds. Every night it writes off whatever of this you have failed to invest to good purpose. It carries over no balance. It allows no overdraft.

Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the days deposits， the loss is yours.

There is no going back. There is no drawing against the “tomorrow.”

You must live in the present on todays deposits. Invest it so as to get from it the utmost in health， happiness， and success！ The clock is running. Make the most of today. Remember that time waits for no one.

Yesterday is history. Tomorrow is a mystery. Today is a gift. Thats why its called the Present！

有一家銀行，每天向你的账户上存款86400美元。它不会将余款一天天地转账。每天晚上它都将你在白天未能用的余额，无论多少，全部删除。你会怎么办呢？

当然是将所有的都提出来！！！

我们每人都有这样一家银行，它的名字叫时间。

每天早上，它都给你存入86400秒；每天晚上，它都将你没有有效利用的时间抹掉，无论多少。它不转账，也不允许透支。

每天它都给你开一个新账户，每天晚上它都抹掉一天所剩余的时间。如果你不利用一天的存款，损失是你自己的。

不能回去，不能提“明天”的款。

你必须靠今天的存款生活在现在。将时间投资，以便从中获得最大的健康、幸福和成功！钟表在转，充分利用今天。记住：时间不等人。

昨天是历史，明天是未知，今天是赏赐。那就是为什么称其为“如今（金）”！