刘中华

[摘    要]针对银行业网点多、网点地域分布跨度大、用电设备数量和种类众多问题，根据银行日常管理和运维的要求，采用基于NB-IoT物联网技术的控制终端，结合B/S架构模式设计一套控制和能耗管理系统，解决传统银行业用电管理手段落后、能耗数据采集滞后等问题。该系统由信息采集、远程控制、能效分析等子系统组成，经开发测试上线验证后，运行稳定，实现了对跨区域银行网点能耗的实时管理，并具有良好的扩展性和推广性，为绿色金融在金融机构自身的环境和社会表现上进行了有益的探索。

[关键词]远程控制;能耗管理;系统设计

[中图分类号]TN929.5;TP391.44 [文献标志码]A [文章编号]2095–6487（2021）03–00–04

[Abstract]In view of the problems of many banking outlets， large geographical distribution span of outlets， large number and variety of electrical equipment， according to the requirements of daily management and operation and maintenance of the bank， a control and energy consumption management system is designed based on Nb IOT technology and B / S architecture mode， which solves the problems of backward power management means and energy consumption data acquisition in traditional banking industry. The system is composed of information collection， remote control， energy efficiency analysis and other subsystems. After development and testing， the system runs stably， realizes the real-time management of energy consumption of cross regional bank outlets， and has good scalability and popularization， which makes a beneficial exploration for green finance in the environment and social performance of financial institutions.

[Keywords]remote control; energy consumption management; system design

隨着银行业数字化进程的发展，银行业务和管理系统的数字化水平得到了迅猛发展，支持银行业务发展的核心系统、支付系统、管理系统种类繁多且功能完善齐备。银行在主要业务和管理方面已初步实现数字化，且正在努力向平台化、智能化方向高速发展。随着数字化进程的快速推进，对跨地域分布种类繁多的各类用电设备管理和能耗管理提出了新的要求。

当前传统银行主要的用电设备为分散到各营业网点的门头招牌大屏、室内照明设备、空调、室内风盘风机、UPS不间断电源等，对用电设备的管理要求对于有人值守网点，通过发布各类管理办法，从制度上严格要求，或者通过定时巡检来督促检查落实;对于无人值守网点只能依托于时控器或者保持长期开机、关机状态，无法做到随时监控状态、关闭启动。……