文/罗布·巴登 译/吴真真 审订/闫冉

By Rob Budden

The Top Seven Places to Retire七地养老，无憾人生！

文/罗布·巴登 译/吴真真 审订/闫冉

ByRob Budden

These days most of us can expect our retirement to last for more than a couple of decades. So, with life expectancy1life expectancy 预期寿命。on the rise where you choose to spend those twilight years2twilight years 古稀之年。is more important than ever.

[2] A growing number of pensioners are seeking far-flung destinations.They’re lured by hours of sunshine, a slower pace of life, favourable tax rates,and the prospect of a more fulfilling lifestyle where their income goes much further than it does at home. Considered carefully, retiring abroad can deliver all of the above without compromising home comforts or quality healthcare.

[3] From tropical towns in Thailand to coastal comforts in Central America,our guide to the seven best countries to retire has it all.

Panama

我们大多希望自己可以多享受几十年的养老光阴。因此，随着预期寿命的延长，选择在哪里度过自己的暮年变得前所未有的重要。

[2]越来越多申领养老金的人正期望到更广阔的世界中寻求自己的养老天地。他们向往更长的日照时间、更慢的生活节奏、优惠的税收政策，希望退休金可以支持他们享受比国内更久、更好的生活。仔细想来，走出国门去养老，生活的舒适度没有降低，医疗的质量没有削减，而且可以实现上述多种愿望。

[3]从泰国的热带小镇到中美洲舒适的海滨城市，我们为您精心挑选了七个绝佳的养老胜地！

巴拿马

[4] Panama, the southernmost country in Central America tops the 2016 global retirement havens listings compiled byInternational Living, with what the magazine describes as “hands down the best package of retirement benefits in the world”. These include discounts for retirees on transport, entertainment,medicine and energy bills.

[5] To receive these wide array of benefits all you need is a Pensionado Visa, for which you need to be over 18 years of age and have a pension of at least $1,000 a month to qualify (both private or social-security payments count). The currency, the Panamanian balboa, is pegged to the dollar, so US retirees shouldn’t face shocks from currency swings.

[6] Savings will go a long way here too. Even without these pension benefits, living costs are already low compared to many countries in Europe,North America and Australasia3Australasia澳大拉西亚（包括澳大利亚、新西兰及太平洋西南岛屿）。, with a three-course meal for two in a midrange restaurant4mid-range restaurant中档餐厅。in Panama costing $30,according to numbeo.com, a website that tracks the prices of everyday items.

[7] Property prices are also reasonable, with foreigners having the same property rights as Panamanians.Purchasing a three-bedroom property in the popular mountain town of Boquete would cost about $179,000, according to globalpropertyguide.com.

[4]巴拿马共和国——中美洲最南部的国家， 在环球旅行杂志《国际生活》2016年收录的 “全球养老宜居”国家中位列榜首。杂志称之“一直以来都有世界上最好的养老福利”。退休老人的福利包括：乘坐公共交通工具、娱乐场所消费、医疗护理、支付能源账单时均能享受折扣。

[5]一本退休签证在手，即可尊享以上诸多待遇。只要年龄在18周岁以上，每月有不低于1000美元的养老金（个人账户或者社保账户），就能办理退休签证。巴波亚是巴拿马的流通货币，其汇价与美元挂钩，所以美国人入境巴拿马养老不用担心汇率波动的影响。

[6]储蓄也可以在这里使用很久。即便没有上述养老福利，这里的生活成本也远低于欧洲、北美洲和澳大拉西亚诸国。……